Short answer: Rinnai is a tankless leader — 20+ years of life if you descale it, versus the 8–12 you'd get from a tank.
Rinnai
Typical water heater
Typical lifespan
20+ yrs
8–12 yrs
Type
Tankless
Tank
Upkeep
Annual descale
Occasional flush
A Rinnai tankless unit can run 20 years or more — roughly double a tank — because there's no reservoir to corrode. The catch is maintenance: hard water scales the heat exchanger, so an annual (or with a softener, less frequent) descale is what actually gets you the long life.
Skip the descaling and you'll see error codes and falling output well before year 20. If yours is well cared for it may outlast the rest of the house's systems; if it's been ignored in a hard-water area, watch it more closely.
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